tobacco use health insurance Fact #11: Vaping is considered by many insurance carriers. That means it may increase your monthly premium—just like smoking. Always answer tobacco questions honestly when applying for coverage. # Smoking doesn't make you uninsurable
Smoking doesn't make you uninsurable but hiding it can put your family's claim at risk. Insurers price policies based on risk, so tobacco or nicotine use may lead to higher premiums. This The 'Social Smoker' Penalty: Why Occasional Puffs Can Spike Your Insurance Premiums by 50% Exploring Health Insurance Tobacco Surcharges 5 Sneaky Ways Smoking Is Expensive for Healthcare
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